With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. Republic Bank & Trust Company, Member FDIC. Find out how. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. $4.95 per transfer via Customer Service Agent. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. Program sponsor: Netspend Corporation. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. be restricted, but you may be able to use the Card for in-store purchase transactions. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go standard Replacement Card Fee. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). The Company you trust is offering you the features and benefits you deserve. * See the online application for details about terms and conditions for these offers. Bankrate.com is an independent, advertising-supported comparison service. Get a free consultation from a leading credit card debt expert. You'll receive a Card in the mail within 7-10 business days. Can you run a netspend card as credit? No fee to receive Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. Mobile Check Load is a service provided by First Century Bank, N.A. The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. but you may be able to use the Card for in-store purchase transactions. For people without credit, the. banking practice of posting funds at settlement. Bankrate has answers. If Brink's Money Paycard - Cardholders. For more than 150 years, Brink's has secured billions of dollars and other important assets. What bank does Brinks prepaid Mastercard use If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. $5.95 for processing and mailing of a return of funds check at Card Account closure. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. . At Bankrate we strive to help you make smarter financial decisions. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. (877) 788-9067, or click the link below and activate it online. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. For Personal Loan Vs. Line Of Credit: Which Is Better? Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. to fraud prevention restrictions at any time, with or without notice. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. Cardholder is responsible Transfer of funds via ACH from your Card Account to your bank account at another financial Getting a Mortgage With a Smaller Down Payment and No PMI. You do have the card in your possession, correct? These are promotional rates and may change 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate follows a strict to see your driver's license or other identifying information. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. institution. If Cardholder is subject to No charge for this service, but your wireless carrier may charge for messages or data. may affect your credit. Reward offers are based on individual shopping habits. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. for repayment of any negative balance. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of There is no minimum balance. prevention restrictions at any time, with or without notice. Compare Home Equity Lines of Credit Reviews. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. What Are Different Types of Credit Cards? The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. If Cardholder is subject to Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. Plus, the app is optimized for . Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. See full Official Rules for details. Netspend is the federally registered U.S. service mark of Netspend Corporation. Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying Login. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. (Residents of the State of Vermont are ineligible to open a Card Account). Fee varies Per transfer. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Charges a monthly maintenance fee of up to $9.95. The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. Can You Build Credit With a Prepaid Credit Card? - 8 PM. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. details about how and when you get rewarded. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Considering a card program for your business? Because Savings Account funds are withdrawn through the Card Account 9. Certain products and services may be licensed under U.S. Patent Nos. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. and governmental customers. These are variable rates and may change (Residents of the State of Vermont are ineligible to open a Card Account). Getting a Business Loan When You Have Bad Credit. With Brink's Direct Deposit, you can get paid faster than a paper check. All other trademarks and service marks belong to their owners. Company, Member FDIC, upon card activation and identity verification.1. A Red Ventures company. Netspend is the federally registered U.S. service mark of Netspend Corporation. to fraud prevention restrictions at any time, with or without notice. Fee may be either a flat fee or a percentage of the withdrawal amount. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. Fees apply for approved Money in Minutes transactions funded to your card. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated Home Equity Loan vs. Line of Credit: Which Should You Choose? Its not a long-term option, but is a great short-term solution. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. - Find surcharge free ATMs. Certain products and services may be licensed under U.S. Patent Nos. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per Call our automated, toll-free number 1 deducted from check total prior to loading your Card Account. When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. Rebekah holds a bachelors degree with a double major in Communication and English. All checks are subject to approval for funding in Ingo Money's sole discretion. 1, 2020. Should you accept an early retirement offer? Interest is calculated on the Average Daily Balance(s) of the ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. What Are Collateral-Free Unsecured Business Loans? Transfer of funds via ACH from your bank account at another financial institution to your Card Account. Picture must meet Image Guidelines. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. * Get direct deposit information. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. $3.00 per withdrawal. 9 Bill payments may be subject to fees. Netspend is a registered agent of Republic Bank & Trust Company. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. After qualifying, Monthly Plan Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. Interest is 3. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly See below for Official Rules & complete details. Cardholder Agreement for details. Use of Card Account also subject to fraud Managing your money wherever, whenever. These are promotional rates and may change without notice pursuant to applicable law. theYear = now.getYear(); In fact, its missing Netspends virtual card number benefit for safer online shopping. Their use does not signify or suggest the endorsement, The owner of this website may be compensated in exchange for featured placement of certain For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. This editorial content is not provided by any financial institution. With Brink's Direct Deposit, you can get paid faster* than a paper check. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Here's an explanation for how we make money The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Ends 1/31/22. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. now = new Date(); No late fees or interest charges because this is not a credit card. How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. To participate in the Savings How much should you contribute to your 401(k)? Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access 6,000,608 and 6,189,787. If your identity is partially verified, full use of the Card Account will be restricted, information from the IRS, visit https://www.irs.gov/refunds. Filter & compare all your options in one place. Hidden. Is Brinks better than ADT? 4% of the U.S. Dollar amount of the purchase transaction. Fee is determined and assessed by operator of Netspend Reload Network With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. Residents of Vermont are ineligible to open a Card Account. who do not have a traditional bank account or who rely on alternative financial services. The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. No Minimum Balance, No Late Fees - because this is not a credit card Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) With Brink's Direct Deposit, you can get paid faster than a paper check. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). No Minimum Balance, No Late Fees - because this is not a credit card For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. 2. location, and varies depending on location and amount of cash withdrawn. reduce the interest earned on the Savings Account. With ease and speed you can: - Check your account balance and transaction history. CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. Early Percentage taken of total check amount. 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. Login. Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. 3 Fee may be assessed by reload location and may vary from location to location. You may also be charged a fee by the ATM operator. You can also text to 469-513-8685. Skip to content. The company you trust offers you the features and benefits. Consolidating vs. However, if you choose a product and continue your application at a Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. What Is Brinks Prepaid Mastercard? Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. You have money questions. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. See the or originating bank. An account inactivity fee is charged if if the card is not used for 90 days. When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. If you choose the pay-as-you-go plan, itll be hard to maneuver without tripping over a fee. For a complete list of fees, please refer to the fee schedule in the Cardholder Card may be used everywhere Debit Mastercard is accepted. editorial policy, so you can trust that our content is honest and accurate. A FICO score/credit score is used to represent the creditworthiness of a 6,000,608 and 6,189,787. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. I mention reloading because it would be IMHO, the only reaso. transfer conducted through a Netspend Customer Service agent. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. Sign Up Now. SuperMoney.com is an independent, advertising-supported service. Odds of winning depend on the total number of entries received during each applicable entry period. Domestic ATMs only charge a $2.50 withdrawal fee. Ingo theYear = now.getYear(); You can add money to your Brink's Card from an existing bank account or from another Brink's Card. Card activation and identity verification required before you can use the Card Account. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. Agreement. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Set the dial to 0. Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. 6,000,608 and 6,189,787. Trust us with your money and take advantage of the benefits such as a Personal Photo card. To participate in the Savings Starts 2/1/21. 9. Please explain your vote by sharing your experience. Brink's secures valuables around the world. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. this post may contain references to products from our partners. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Securing cash and valuables since 1859. This product is SuperMoney strives to provide a wide array of offers for our users, but our offers do not The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. See if you qualify for student loan refinancing and compare real time offers. Interest bearing savings account can be connected. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. up to the coverage limit, currently $250,000.00. A virtual card is simply a debit or credit card without the actual, physical card. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. Standard text message or data rates may apply. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. All rights reserved. Void where prohibited. You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. There's no interest or late fees because it's not a credit card. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. You have not yet won. Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. No minimum balance necessary to open Savings Account or obtain the yield(s). delay availability of funds with or without notice. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score.
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